Hiran (ACMA, CGMA, Msc. Acc. & Fin.)

My career in finance began with a Bachelor's in Business Administration, followed by a Master's in Accounting and Finance from the University of Dundee. Achieving an Associate Membership (ACMA CGMA) with CIMA in 2020 was a key milestone. As a Chartered Global Management Accountant the experience spans the Banking, Hospitality, Construction, and Manufacturing sectors, focusing on credit analysis, lending, accounts receivable and credit control. This diverse background has honed my skills in financial management, credit risk analysis and credit underwriting. Additionally, as a credit advisor, they have provided strategic guidance to clients, enhancing their financial decision-making and contributing significantly to their financial stability and success.

comparing 'Unsecured vs Secured Credit Cards

Unsecured vs Secured Credit Cards: Understanding the Differences

Credit cards are a convenient and essential tool for managing your finances. They allow you to make purchases, build credit, and earn rewards. However, not all credit cards are created equal. When it comes to choosing wisely between unsecured and secured credit cards, it’s important to understand the differences and weigh the pros and cons. […]

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explain the importance and variability of deposits in secured credit cards

How Much Deposit for Secured Credit Card: Understanding Minimums and Maximums

“Hey folks, let’s chat about something we all ponder when stepping into the secured credit card arena: ‘How much deposit for secured credit cards?’ Think of it like gearing up for a hike. You wouldn’t just grab any old pair of boots, right? You’d choose the ones that fit just perfectly. Similarly, deciding on your

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What is a Secured Credit Card and how it works to success

What is a Secured Credit Card? Understanding Its Role in Credit Improvement

Hey, folks, let’s dig into something that can really shake up your financial game: secured credit cards. Right off the bat, you’re probably wondering, “What is a secured credit card?” Well, I’m here to break it down for you without all the confusing terms or banking jargon. Imagine you’re on a quest to level up

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